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insurance cover for your group by choosing the most appropriate benefit design. The built-in benefits, features and options are summarised in the table below. Further information on …



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There is no cover under this Master Policy whilst travelling on an aeroplane, tourist bus, train or ferry that is not licensed by the local regulatory authority to carry fare paying passengers.

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Australian Capital Territory: Beard ACT, Denman Prospect ACT, Rokeby ACT, Williamstown ACT, Yass ACT, ACT Australia 2666

New South Wales: Woolbrook NSW, Mungay Creek NSW, Hebersham NSW, Goodnight NSW, Carrs Creek NSW, NSW Australia 2095

Northern Territory: Fly Creek NT, Galiwinku NT, Alawa NT, Marrakai NT, Anula NT, Wanguri NT, NT Australia 0892

Queensland: Hebel QLD, Frenchville QLD, Victoria Plains QLD, Somerset Dam QLD, QLD Australia 4047

South Australia: Shea-Oak Log SA, Redbanks SA, Port Augusta North SA, Frances SA, South Hummocks SA, Redbanks SA, SA Australia 5085

Tasmania: Herrick TAS, Tranmere TAS, Punchbowl TAS, TAS Australia 7047

Victoria: Bonnie Doon VIC, Towan VIC, Healesville VIC, Merrimu VIC, Buronga VIC, VIC Australia 3005

Western Australia: Margaret River WA, Ranford WA, Ambergate WA, WA Australia 6067

British Columbia: Silverton BC, Rossland BC, Trail BC, West Kelowna BC, Valemount BC, BC Canada, V8W 4W4

Yukon: Dawson YT, Little Teslin Lake YT, Haines Junction YT, Carmacks YT, Silver City YT, YT Canada, Y1A 6C9

Alberta: Peace River AB, Stony Plain AB, Edmonton AB, Claresholm AB, Medicine Hat AB, Carbon AB, AB Canada, T5K 3J6

Northwest Territories: Jean Marie River NT, Nahanni Butte NT, Fort Providence NT, Kakisa NT, NT Canada, X1A 3L2

Saskatchewan: Manor SK, Coleville SK, Edenwold SK, Neilburg SK, Regina Beach SK, Redvers SK, SK Canada, S4P 1C5

Manitoba: Flin Flon MB, Glenboro MB, Virden MB, MB Canada, R3B 7P7

Quebec: Saint-Jerome QC, Sainte-Marthe-sur-le-Lac QC, Barkmere QC, Godbout QC, Sutton QC, QC Canada, H2Y 5W9

New Brunswick: New Maryland NB, Moncton NB, Aroostook NB, NB Canada, E3B 6H7

Nova Scotia: Sydney Mines NS, Victoria NS, Lunenburg NS, NS Canada, B3J 4S2

Prince Edward Island: Cardigan PE, Tignish Shore PE, North Rustico PE, PE Canada, C1A 5N2

Newfoundland and Labrador: Woody Point NL, Pacquet NL, Baine Harbour NL, Gaskiers-Point La Haye NL, NL Canada, A1B 2J3

Ontario: Tavistock ON, Derryville ON, Copperkettle ON, Bayside, Marmora Station ON, Dorking ON, Corbett ON, ON Canada, M7A 4L9

Nunavut: Kent Peninsula NU, Padley (Padlei) NU, NU Canada, X0A 3H2

England: Lowestoft ENG, Darlington ENG, Chesterfield ENG, Bury ENG, Widnes ENG, ENG United Kingdom W1U 3A8

Northern Ireland: Belfast NIR, Craigavon(incl. Lurgan, Portadown) NIR, Craigavon(incl. Lurgan, Portadown) NIR, Newtownabbey NIR, Derry(Londonderry) NIR, NIR United Kingdom BT2 2H4

Scotland: Glasgow SCO, East Kilbride SCO, Hamilton SCO, Aberdeen SCO, Cumbernauld SCO, SCO United Kingdom EH10 7B9

Wales: Newport WAL, Swansea WAL, Swansea WAL, Neath WAL, Newport WAL, WAL United Kingdom CF24 2D8